Payments that are faster, safer, borderless.

Launch your own payment card, remittance product, or fan wallet — on our infrastructure.

See How It Works
Zerochargebacks
80–95%cheaper than SWIFT
What you can launch

One infrastructure.
Any payment product.

Your own payment card

Issue branded, verified cards your customers tap to pay with anywhere.

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Your own remittance product

Banks launch cross-border transfers under their brand at a fraction of SWIFT costs.

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Voucher or loyalty card

Gift cards, staff cards, closed-loop spend — your rules, your brand.

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Stadium & fan wallet

Multi-currency payments, loyalty rewards, and fan engagement in one platform.

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Financial inclusion for Africa

A card that works with or without a bank account, for everyone.

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Verified identity via Pangea ID

KYC once, reusable everywhere across the PayPangea ecosystem.

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A payment card. Reinvented.

Same tap-to-pay experience. Verified identity built in. Your funds — yours alone.

Tap to pay — exactly as before

Customers tap the card at any terminal. Nothing to learn. Nothing to download. It just works.

Safer underneath

Identity in the chip, PIN never leaves their phone, no chargebacks ever. Disputes are structurally eliminated.

Open to everyone

Works with a bank account or without one. The only requirement is a verified identity.

Why PayPangea

Launch faster. Cost less.
Include more.

  • Zero chargebacks — blockchain-confirmed, disputes structurally eliminated.
  • Up to 70% lower transaction fees vs card scheme processing.
  • No custody licence required — customers hold their own funds.
  • Reach the unbanked — works with or without a traditional bank account.
  • KYC built in via Pangea ID — users verify once, never again.
  • Compliance-ready — FATF-aligned, PSD2/MiCAR-ready, full audit trail.

Ready to launch your payment product?

Africa

Financial inclusion at scale.

PayPangea powers financial inclusion across Africa through Jamma Pay — reaching customers traditional finance has always excluded. Addressing a $1B+ regional market.

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Ready to build?

Whether you're a bank launching a card programme, a stadium upgrading fan payments, or a business expanding across borders — we're ready when you are.