Launch your own remittance product.
Your brand, your customers, your product — powered by PayPangea rails. 80–95% cheaper than SWIFT.
Your brand on the outside.
Our rails on the inside.
Launch under your brand
Your bank launches a cross-border transfer product inside your existing app. Customers see your name, your interface, your experience. PayPangea is invisible.
We handle the hard parts
PayPangea manages the rails, compliance signals, and settlement. JAMMA sends a compliance package to the receiving institution before funds arrive — so they can credit with confidence.
You own the relationship
The customer belongs to your bank. You set the pricing. You keep the margin. We power what happens between send and receive.
Better economics. Less risk.
Economics that work
Dramatically cheaper than SWIFT. Better FX rates. Your bank still captures meaningful margin on every transfer — the savings come from the infrastructure, not from your revenue.
Compliance handled
JAMMA sends compliance signals to the receiving bank before funds arrive. The receiving institution gets the funds and the compliance package together — no chasing, no ambiguity.
No custody required
Funds move through licensed rails. Your bank stays in its existing regulatory posture — no new custody licence, no new risk framework. Plug in and go.
Talk to our partnerships team.
Whether you're a regional bank exploring remittance for the first time or a neobank ready to scale cross-border transfers — we'll show you exactly how it works.