Send money internationally. Without the bank fees.
Get an IBAN, send and receive cross-border payments at a fraction of what your bank charges. Verified identity, transparent pricing, no hidden costs.
An IBAN. International
payments. Done.
Your own IBAN
A real account number you give to clients and suppliers. Receive payments from anywhere, just like a traditional bank account — without the traditional bank fees.
International payments
Send cross-border payments through PayPangea at a fraction of what your bank charges. Log in, enter the amount, send. Funds arrive in minutes, not days.
Transparent pricing
No hidden fees, no surprise charges, no opaque exchange rates. You see exactly what you pay before you confirm. The price shown is the price charged.
Built for businesses that
move money globally.
Companies
Pay overseas suppliers without losing margin to bank fees. Receive from international clients into your IBAN. One account for all your cross-border needs.
Freelancers
Receive international payments without the delays and deductions. Give clients your IBAN, get paid in full, and keep what you earn.
SMEs
Customers in multiple countries shouldn't mean multiple banking headaches. One IBAN, one dashboard, every market you operate in.
How it works
1. Verify your identity
Complete KYC via Pangea ID. Verify once, use everywhere across the PayPangea ecosystem.
2. Get your IBAN
Receive a dedicated IBAN you can share with clients and suppliers worldwide.
3. Send and receive
Transfer funds internationally at transparent rates. No hidden costs, no surprises.
Lower costs. Faster transfers.
Full transparency.
- 80-95% cheaper than traditional SWIFT transfers.
- Funds arrive in minutes, not 3-5 business days.
- Transparent pricing — what you see is what you pay.
- No hidden fees, no surprise deductions, no opaque FX rates.
- KYC built in via Pangea ID — verify once, never again.
- Compliance-ready — FATF-aligned, PSD2/MiCAR-ready, full audit trail.
Ready to cut your cross-border costs?
Get an IBAN and
start sending.
Cross-border payments that are faster, cheaper, and completely transparent. Talk to us to get set up.