A payment card for everyone.
African banks use PayPangea to issue safer payment cards and launch branded remittance products — reaching customers traditional finance has always excluded.
Cards and remittance.
Your brand. Our rails.
The verified payment card
A payment card that works exactly like the ones your customers already know — tap to pay at any terminal. The difference is underneath: identity is verified, the PIN never leaves the customer's phone, and there are no chargebacks.
Safer than standard cards, accessible to everyone. Pay from your bank account, or without one. Your identity is your card. Your money stays yours.
Learn more →Branded remittance
Launch cross-border transfers under your bank's brand. Your customers use your app, see your name, and trust the relationship they already have with you. PayPangea handles the rails, compliance, and settlement.
Dramatically cheaper than SWIFT. Compliance signals travel with the payment, so the receiving institution credits with confidence. Your bank keeps the margin and the customer relationship.
Learn more →The same product for everyone.
One product, not two
The same infrastructure serves premium banking customers and unbanked populations alike. Not a stripped-down version — the same security, the same features, the same experience.
No bank account needed
The only requirement is a verified identity through Pangea ID. Works on basic mobile phones and low-data connections. Tap to pay at any terminal.
Your money stays yours
Customers hold their own funds. No custody risk, no intermediary holding balances. Identity in the chip, PIN on the phone.
Built for the realities
of African finance.
- Zero chargebacks — disputes are structurally eliminated.
- Dramatically cheaper than SWIFT for cross-border transfers.
- No custody licence required — customers hold their own funds.
- Reach the unbanked — works with or without a traditional bank account.
- KYC built in via Pangea ID — users verify once, never again.
- Works on basic mobile phones and low-data connections.
- Compliance-ready — FATF-aligned, full audit trail.
Explore a card programme or remittance product in Africa.
Jamma Pay.
Jamma Pay is our African deployment partner — a licensed local operator bringing PayPangea infrastructure to multiple African markets. Addressing a $1B+ regional market, and growing.
Learn more →Ready to launch in Africa?
Whether you're a bank looking to issue safer cards or launch branded cross-border transfers, we're ready to talk.