Chip Card Wallet

The world's first chip card with identity built in.

Works like any payment card — tap and pay. The difference: identity is verified in the chip, the PIN never leaves the customer's phone, and there are no chargebacks. Ever.

The Difference

Traditional cards trust the terminal.
We trust the person.

Traditional Card

PIN entry Entered on merchant's terminal — exposed to skimming
Identity verification None at point of sale — anyone with the card can pay
Chargebacks Frequent — disputed transactions cost merchants billions
Card skimming Possible — terminals can be compromised

PayPangea Card

PIN entry Entered on customer's own phone — never touches the terminal
Identity verification Built into the chip — only the verified owner can authorise
Chargebacks Zero — every transaction is confirmed by the verified cardholder
Card skimming Architecturally impossible — no secrets pass through the terminal
For Card Issuers

Your brand. Your card.
Our infrastructure.

No custody licence required. Your customers hold their own keys and control their own funds. You issue the card, set the rules, and own the relationship — without the regulatory burden of holding customer assets.

White-label in weeks, not months. Your brand on the card, your logo in the app, your colours on every screen. Underneath, PayPangea handles the infrastructure, settlement, and compliance signals.

KYC is handled via Pangea ID. Your customers verify once and their identity travels with them across the ecosystem. No repeated onboarding, no friction, no drop-off.

Works alongside your existing card programmes. PayPangea cards don't replace what you already offer — they extend it. Add a verified, chargeback-free option to your portfolio without changing your current stack.

Launch your card programme

Talk to our card programme team about issuing verified payment cards under your brand.

Ready to issue safer cards?

The card your customers already know how to use — now with verified identity, self-custody, and zero chargebacks built in.